“At the end of every seven years you shall grant a release of debts. And this is the form of the release: Every creditor who has lent anything to his neighbor shall release it; he shall not require it of his neighbor or his brother, because it is called the Read more…
FIGHTING FORECLOSURE After a filed or threatened foreclosure, you have decided to surrender your house, talk to the bank and see if they will just take the house without requiring you to pay any more toward your mortgage. Even if they agree to such an arrangement you would be wise Read more…
Shortly after the recession hit and it came to light that mortgage companies had taken advantage of the American public by providing them mortgages that they could not afford and that destined them to foreclosure. The lenders danced quickly to offer the appearance that they wanted to “fix” Read more…
What about the home or car you can no longer afford to keep? Can bankruptcy help you get rid of the legal obligation to pay those debts? Secured debts are loans on usually cars and houses that have been recorded with the government on the title to the item. Unsecured Read more…
As explained in the last column, I have been helping my friend trod through the red tape of government bureaucracies to see if he is eligible for compensation due to his military nuclear exposure. He was stationed at Desert Rock in Nevada for the entire series of explosions, so we Read more…
If you already have a consumer debt that has been to court and wage deductions have been ordered this declaration probably does not affect you, BUT: In order for a new wage garnishment to go into effect, the Governor has eliminated steps necessary for a creditor to collect. Effective Read more…
The governor listed them as follows in Executive Order Number 8 of March 17, 2020: Essential businesses include: Grocery, medicine, food, beverage, cannabis production, agriculture, shelter sales, kennels and pet adoption centers, food banks, emergency shelters, services for disadvantaged and disabled, media, gas stations, auto repair, banks, lenders, pawnbrokers, Read more…
I recently discovered that while in the U.S. Army, a friend of mine had become a “Nuclear Veteran.” No, he was not at Hiroshima nor Nagasaki. He became a nuclear vet while stationed near Las Vegas, Nevada, at Camp Desert Rock. It was there that over a three month period Read more…
Running Yellow Lights If a traffic light is yellow, you can proceed through it as long as it does not turn red. In law seldom are there clear precise answers. A reading of the relevant statute also leads to the conclusion that if you enter the intersection while the light Read more…
Yes, if a restaurateur can be cited for disobeying health code violations in your jurisdiction (county, city, etc.) you can probably be cited for a health code violation and written up to a $500 ticket. This has already happened many times in Cook County where a man was alleged Read more…