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Bankruptcy

CHATER 7 BANKRUPTCY PART I

 “At the end of every seven years you shall grant a release of debts. And this is the form of the release: Every creditor who has lent anything to his neighbor shall release it; he shall not require it of Read more…

By larrylauterjung, 3 years ago
Bankruptcy

FIGHTING FORECLOSURE

FIGHTING FORECLOSURE After a filed or threatened foreclosure, you have decided to surrender your house, talk to the bank and see if they will just take the house without requiring you to pay any more toward your mortgage.  Even if Read more…

By larrylauterjung, 3 years ago
Bankruptcy

MORTGAGE COMPANY THREATENING FORECLOSURE, CALL THE LOSS MITIGATION DEPARTMENT

              Shortly after the recession hit and it came to light that mortgage companies had taken advantage of the American public by providing them mortgages that they could not afford and that destined them to foreclosure.  The lenders danced Read more…

By larrylauterjung, 3 years ago
Bankruptcy

SECURED VERSUS UNSECURED DEBT

What about the home or car you can no longer afford to keep?  Can bankruptcy help you get rid of the legal obligation to pay those debts?  Secured debts are loans on usually cars and houses that have been recorded Read more…

By larrylauterjung, 3 years ago
Nuclear Vets

NUCLEAR VETERANS PART II

As explained in the last column, I have been helping my friend trod through the red tape of government bureaucracies to see if he is eligible for compensation due to his military nuclear exposure.  He was stationed at Desert Rock Read more…

By larrylauterjung, 3 years ago
COVID VIRUS EMERGENCY LAW

GOVERNOR’S COVID ORDER 25, APRIL 14, 2020 RELIEF FOR DEBTORS

  If you already have a consumer debt that has been to court and wage deductions have been ordered this declaration probably does not affect you, BUT: In order for a new wage garnishment to go into effect, the Governor Read more…

By larrylauterjung, 3 years ago
COVID VIRUS EMERGENCY LAW

HOW DO WE KNOW WHICH BUSINESSES CAN STAY OPEN DURING THE COVID EMERGENCY?

  The governor listed them as follows in Executive Order Number 8 of March 17, 2020: Essential businesses include: Grocery, medicine, food, beverage, cannabis production, agriculture, shelter sales, kennels and pet adoption centers, food banks, emergency shelters, services for disadvantaged Read more…

By larrylauterjung, 3 years ago
Nuclear Vets

NUCLEAR VETERANS PART I

I recently discovered that while in the U.S. Army, a friend of mine had become a “Nuclear Veteran.”  No, he was not at Hiroshima nor Nagasaki.  He became a nuclear vet while stationed near Las Vegas, Nevada, at Camp Desert Read more…

By larrylauterjung, 3 years3 years ago
Traffic Law

Running Yellow Lights

Running Yellow Lights If a traffic light is yellow, you can proceed through it as long as it does not turn red.  In law seldom are there clear precise answers.  A reading of the relevant statute also leads to the Read more…

By larrylauterjung, 3 years ago
COVID VIRUS EMERGENCY LAW

CAN I BE ARRESTED OR FINED FOR FAILING TO FOLLOW THE ILLINOIS GOVERNOR’S COVID ORDERS?

  Yes, if a restaurateur can be cited for disobeying health code violations in your jurisdiction (county, city, etc.) you can probably be cited for a health code violation and written up to a $500 ticket.  This has already happened Read more…

By larrylauterjung, 3 years ago

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Recent Posts
  • CHATER 7 BANKRUPTCY PART I
  • FIGHTING FORECLOSURE
  • MORTGAGE COMPANY THREATENING FORECLOSURE, CALL THE LOSS MITIGATION DEPARTMENT
  • SECURED VERSUS UNSECURED DEBT
  • NUCLEAR VETERANS PART II
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